• Company:

    Cavignac & Associates

  • Industry:

    Insurance Broker

  • Client Since:


Lowering the severity and frequency of their client’s claims is what Cavignac & Associates are known for — not simply just talking about it. It is no surprise that they needed a bank as focused on their customers as they are.

Founder and Managing Principal Jeffrey Cavignac gets to the point right away: “In a few words instead of 50, we are passionate about our risk management process.” But this is far from the only core value at work at this leading, San Diego-based risk management and insurance company, Cavignac & Associates. There’s delivering results: “We help our clients lower the frequency and severity of claims. All of our competitors talk about it. We do it.”

And relationships: “For the most part, that’s why our clients are based predominately in Southern California. We need face time to do our job. This is a relationship business.”

Now nearly 15 years later, Cavignac & Associates serves businesses where mitigating and reducing risk really matters – real estate development, construction and design professions, professional liability corporations and manufacturing – with another specialty in nonprofit organizations. The firm utilizes a rigorous risk assessment and mitigation process, and brings sizable professional expertise to what, in Cavignac’s view, is about helping people make their businesses better. “The insurance business in our sector is not what people think it is. No day is the same. This is a people business that gives us the opportunity to act as advisors about something that is highly valued by our clients.”

“We’ve been fortunate to work with great strategic partners, including Torrey Pines Bank. As our firm has grown, Torrey Pines has worked with us each step of the way,” says Schabarum. In addition to operating accounts and a line of credit Cavignac & Associates takes pride in not tapping, Torrey Pines Bank has provided key financing for the transfer of partner shares – strategic support for the firm’s growth.


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